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sukanya samriddhi yojana india app
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Updated Sukanya Samriddhi Yojana Rules 2017 and will soon 2018

This Yojana offers a small deposit investment for the girl children as an initiative under ‘Beti Bachao Beti Padhao’ campaign. One of the key benefits of the scheme is that it is quite affordable and offers one of the highest rates of interest. Please see this page for current SSY interest rate and also SSY is under the Income tax Act 1961, section 80C
You can now open SSY for your adopted girl child
You can deposit Money Online.
Girl Child can also deposit amount
Interest Rate would be calculated on 10th Day of every month. Initially it was 5th day of the month
Partial withdrawal for girl child education can be done when she has cleared 10th Class or turned 18 years.
Account will not earn any interest after it has matured
Now can now transfer you SSY accounts. If you would do from post office to post office it would be free. But transfer from Post office to banks or vice versa would cost you rs 100 and you can do this only once in a year.
You can get the duplicate passbook at the cost of rs 50
You can now withdraw 100% amount when after girl child turns 18. Initially it was not allowed.
Key Pointers
Till a girl attains an age of 10 years, this account can be opened under her name
Only one account under this scheme is permissible for every girl child
Walk into any post office or authorized banks to open the account
To open an account under SSAY, Birth Certificate of the girl child would be required to submit
The opening amount for the account is Rs 1,000. Thereafter a multiple of Rs 100 can be deposited to the account with a minimum of Rs 1,000 per year
The maximum limit for deposits in the account is Rs 1,50,000 per year
You have to pay in this scheme for 14 years Suppose you have opened this account when the age of your girl child was X years then you have to pay in this scheme till your girl child age is X + 14 Year.
The maturity duration of the account is 21 years from the date of opening the account.
SSY Account is transferable to anywhere in India from a Post office or bank to others
The scheme comes from Ministry of Finance under its notification GSR 863(E). This notification was published on 02nd December 2014. The scheme will operate with the name Sukanya Samriddhi Account Rules, 2014.
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